What would it be like to live completely debt free? That is a million dollar question, but when I recently started to Read Dave Ramsey's Book titled "The Total Money Makeover" I was shocked to learn that most people can be debt free except for a mortgage within 18-20 months if they follow the "Baby Steps" Shocking isn't it? How do you eat an elephant? (asks Dave) The answer....one bite at a time. I highly recommed the book if you are truly wanting to live debt free and are willing to "live like no one else, so later you can live like no one else"
So I am starting my "debt snowball." It is different for everyone but I am so thankful to have had the opportunity to have read this book and to partner up with a totally debt free company that allows me to bring in "residual income" and has brought this wonderful book to my attention.
Stay tuned for another post on residual income:) Both these matters have had a huge impact on my life and for that reason I want to share them with everyone!
Monday, August 22, 2011
Saturday, March 12, 2011
Time For Yourself--How Do You Get It Moms?
Well isn't that a million dollar question for most moms! For almost 5 years I have been searching for the answer to that very question, and what I have learned is that there is actually a secret to it! Are you ready for it?? Are you sitting down? Here it is, drum roll.......................YOU HAVE TO MAKE IT! Remember the years before you were a a wife and/or a mother how you used to be able to sit down and read a book uninterrupted, eat your own meal without a couple of little "birds" squawking to you from the nest to drop some into their open mouths--even though you made them their very own meal, yours must be better! And my goodness, who knew we would need so much help just to go to the bathroom! I am convinced that my kids don't yet realize that I am totally capable of taking a bath by myself. They must think I am going to drown or something!
Whether you are a wife, mother, daughter, caregiver, etc, you need to be ok with and give yourself permission to take a few minutes out of your day for yourself. As a wife, mother, nurse, and WAHM, (work at home mom) I have been struggling with it, in my mind, more than anyone. Once I turned 30, I really started to realize the importance of this but still didn't put it into action until the new year. I started making time to exercise and take a few minutes each day to prepare my food properly and think about what I am putting into my body and have recently lost 12 lbs! Believe it or not, exercise is a great stress reliever!
Do you want to know the greatest lesson that I have learned out of all of it? I am actually a much better mother, wife, friend, daughter, nurse and WAHM because of it. My kids are still living at the end of the day when I take those few minutes and they ARE capable of self entertainment, even if it is sibling rivalry! And I can do it! And so can you! So if it helps to hear it's ok from one mom to another, then hear me when I say, IT IS OK! Your kids and husband will thank you for it, although you won't think so right away:) And it may just save you from being admitted to the pysch ward! (no pun intended) Start small....it only takes a few days for everyone to get over the shock, including yourself:) You will also teach your children a very valuable lession. So go on, give it a try! You'll be surprised at the results! Cheers ladies!
Whether you are a wife, mother, daughter, caregiver, etc, you need to be ok with and give yourself permission to take a few minutes out of your day for yourself. As a wife, mother, nurse, and WAHM, (work at home mom) I have been struggling with it, in my mind, more than anyone. Once I turned 30, I really started to realize the importance of this but still didn't put it into action until the new year. I started making time to exercise and take a few minutes each day to prepare my food properly and think about what I am putting into my body and have recently lost 12 lbs! Believe it or not, exercise is a great stress reliever!
Do you want to know the greatest lesson that I have learned out of all of it? I am actually a much better mother, wife, friend, daughter, nurse and WAHM because of it. My kids are still living at the end of the day when I take those few minutes and they ARE capable of self entertainment, even if it is sibling rivalry! And I can do it! And so can you! So if it helps to hear it's ok from one mom to another, then hear me when I say, IT IS OK! Your kids and husband will thank you for it, although you won't think so right away:) And it may just save you from being admitted to the pysch ward! (no pun intended) Start small....it only takes a few days for everyone to get over the shock, including yourself:) You will also teach your children a very valuable lession. So go on, give it a try! You'll be surprised at the results! Cheers ladies!
Monday, February 28, 2011
Two Horses~~Author Unknown
Just up the road from my home is a field, with two horses in it. From a distance, each horse looks like any other horse.
But if you get a closer look you will notice something quite interesting...
One of the horses is blind.
His owner has chosen not to have him put down, but has made him a safe and comfortable barn to live in.
This alone is pretty amazing.
But if you stand nearby and listen, you will hear the sound of a bell. It is coming from a smaller horse in the field.
Attached to the horse's halter is a small, copper-colored bell. It lets the blind friend know where the other horse is, so he can follow.
As you stand and watch these two friends you'll see that the horse with the bell is always checking on the blind horse, and that the blind horse will listen for the bell and then slowly walk to where the other horse is, trusting he will not be led astray.
When the horse with the bell returns to the shelter of the barn each evening, he will stop occasionally to look back, making sure that the blind friend isn't too far behind to hear the bell.
Like the owners of these two horses, God does not throw us away just because we are not perfect. Or because we have problems or challenges.
He watches over us and even brings others into our lives to help us when we are in need.
Sometimes we are the blind horse, being guided by the little ringing bell of those who God places in our lives.
And at other times we are the guide horse, helping others to find their way.
But if you get a closer look you will notice something quite interesting...
One of the horses is blind.
His owner has chosen not to have him put down, but has made him a safe and comfortable barn to live in.
This alone is pretty amazing.
But if you stand nearby and listen, you will hear the sound of a bell. It is coming from a smaller horse in the field.
Attached to the horse's halter is a small, copper-colored bell. It lets the blind friend know where the other horse is, so he can follow.
As you stand and watch these two friends you'll see that the horse with the bell is always checking on the blind horse, and that the blind horse will listen for the bell and then slowly walk to where the other horse is, trusting he will not be led astray.
When the horse with the bell returns to the shelter of the barn each evening, he will stop occasionally to look back, making sure that the blind friend isn't too far behind to hear the bell.
Like the owners of these two horses, God does not throw us away just because we are not perfect. Or because we have problems or challenges.
He watches over us and even brings others into our lives to help us when we are in need.
Sometimes we are the blind horse, being guided by the little ringing bell of those who God places in our lives.
And at other times we are the guide horse, helping others to find their way.
Monday, February 14, 2011
The Awakening
The Awakening
by Sonny Carroll
A time comes in your life when you finally get it...
When in the midst of all your fears and insanity you
stop dead in your tracks and somewhere, the voice
inside your head cries out - ENOUGH!
Enough fighting and crying, or struggling to hold on. And, like a child quieting down after a blind tantrum, your sobs begin to subside, you shudder once or twice, you blink back your tears and through a mantle of wet lashes, you begin to look at the world through new eyes.
This is your awakening...
You realize that it's time to stop hoping and waiting for something to change, or for happiness, safety and security to come galloping over the next horizon. You come to terms with the fact that he is not Prince Charming and you are not Cinderella and that in the real world, there aren't always fairy tale endings (or beginnings for that matter) and that any guarantee of "happily ever after" must begin with you and in the process, a sense of serenity is born of acceptance.
You awaken to the fact that you are not perfect and that not everyone will always love, appreciate or approve of who or what you are ... and that's OK. (They are entitled to their own views and opinions.) And you learn the importance of loving and championing yourself and in the process, a sense of new found confidence is born of self-approval.
You stop complaining and blaming other people for the things they did to you (or didn't do for you) and you learn that the only thing you can really count on is the unexpected. You learn that people don't always say what they mean or mean what they say and that not everyone will always be there for you and that it's not always about you. So, you learn to stand on your own and to take care of yourself and in the process, a sense of safety & security is born of self-reliance.
You stop judging and pointing fingers and you begin to accept people as they are and to overlook their shortcomings and human frailties and in the process, a sense of peace & contentment is born of forgiveness.
You realize that much of the way you view yourself and the world around you, is a result of all the messages and opinions that have been ingrained into your psyche. You begin to sift through all the junk you've been fed about how you should behave, how you should look and how much you should weigh, what you should wear and where you should shop and what you should drive, how and where you should live and what you should do for a living, who you should marry and what you should expect of a marriage, the importance of having and raising children or what you owe your parents. You learn to open up to new worlds and different points of view. You begin reassessing and redefining who you are and what you really stand for.
You learn the difference between wanting and needing and you begin to discard the doctrines and values you've outgrown, or should never have bought into to begin with and in the process, you learn to go with your instincts.
You learn that it is truly in giving that we receive and that there is power and glory in creating and contributing and you stop maneuvering through life merely as a "consumer" looking for your next fix.
You learn that principles such as honesty and integrity are not the outdated ideals of a by gone era, but the mortar that holds together the foundation upon which you must build a life.
You learn that you don't know everything; it's not your job to save the world and that you can't teach a pig to sing. You learn to distinguish between guilt and responsibility and the importance of setting boundaries and learning to say NO. You learn that the only cross to bear is the one you choose to carry and that martyrs get burned at the stake.
Then you learn about love. Romantic love and familial love. How to love, how much to give in love, when to stop giving and when to walk away. You learn not to project your needs or your feelings onto a relationship. You learn that you will not be more beautiful, more intelligent, more lovable or important because of the man on your arm or the child that bears your name.
You learn to look at relationships as they really are and not as you would have them be. You stop trying to control people, situations and outcomes.
You learn that just as people grow and change, so it is with love; and you learn that you don't have the right to demand love on your terms, just to make you happy.
You learn that alone does not mean lonely. You look in the mirror and come to terms with the fact that you will never be a size 5 or a perfect 10 and you stop trying to compete with the image inside your head and agonizing over how you "stack up."
You also stop working so hard at putting your feelings aside, smoothing things over and ignoring your needs. You learn that feelings of entitlement are perfectly OK and that it is your right, to want things and to ask for the things that you want and that sometimes it is necessary to make demands.
You come to the realization that you deserve to be treated with love, kindness, sensitivity and respect and you won't settle for less. You allow only the hands of a lover who cherishes you, to glorify you with his touch and in the process, you internalize the meaning of self-respect.
And you learn that your body really is your temple. And you begin to care for it and treat it with respect. You begin eating a balanced diet, drinking more water and taking more time to exercise. You learn that fatigue diminishes the spirit and can create doubt and fear. So you take more time to rest. Just as food fuels the body, laughter fuels our soul; so you take more time to laugh and to play.
You learn that for the most part in life, you get what you believe you deserve and that much of life truly is a self-fulfilling prophecy.
You learn that anything worth achieving is worth working for and that wishing for something to happen, is different from working toward making it happen.
More importantly, you learn that in order to achieve success you need direction, discipline and perseverance. You also learn that no one can do it all alone and that it's OK to risk asking for help.
You learn that the only thing you must truly fear is the great robber baron of all time; FEAR itself. You learn to step right into and through your fears, because you know that whatever happens you can handle it and to give in to fear, is to give away the right to live life on your terms.
You learn to fight for your life and not to squander it living under a cloud of impending doom. You learn that life isn't always fair, you don't always get what you think you deserve and that sometimes bad things happen to unsuspecting, good people. On these occasions, you learn not to personalize things. You learn that God isn't punishing you or failing to answer your prayers; it's just life happening.
You learn to deal with evil in its most primal state; the ego. You learn that negative feelings such as anger, envy and resentment must be understood and redirected or they will suffocate the life out of you and poison the universe that surrounds you. You learn to admit when you are wrong and to build bridges instead of walls.
You learn to be thankful and to take comfort in many of the simple things we take for granted; things that millions of people upon the earth can only dream about; a full refrigerator, clean running water, a soft warm bed, a long hot shower. Slowly, you begin to take responsibility for yourself, by yourself and you make yourself a promise to never betray yourself and to never ever settle for less than your heart's desire. You hang a wind chime outside your window so you can listen to the wind, and you make it a point to keep smiling, to keep trusting and to stay open to every wonderful possibility.
Finally, with courage in your heart and with God by your side you take a stand, you take a deep breath and you begin to design the life you want to live as best as you can.
by Sonny Carroll
A time comes in your life when you finally get it...
When in the midst of all your fears and insanity you
stop dead in your tracks and somewhere, the voice
inside your head cries out - ENOUGH!
Enough fighting and crying, or struggling to hold on. And, like a child quieting down after a blind tantrum, your sobs begin to subside, you shudder once or twice, you blink back your tears and through a mantle of wet lashes, you begin to look at the world through new eyes.
This is your awakening...
You realize that it's time to stop hoping and waiting for something to change, or for happiness, safety and security to come galloping over the next horizon. You come to terms with the fact that he is not Prince Charming and you are not Cinderella and that in the real world, there aren't always fairy tale endings (or beginnings for that matter) and that any guarantee of "happily ever after" must begin with you and in the process, a sense of serenity is born of acceptance.
You awaken to the fact that you are not perfect and that not everyone will always love, appreciate or approve of who or what you are ... and that's OK. (They are entitled to their own views and opinions.) And you learn the importance of loving and championing yourself and in the process, a sense of new found confidence is born of self-approval.
You stop complaining and blaming other people for the things they did to you (or didn't do for you) and you learn that the only thing you can really count on is the unexpected. You learn that people don't always say what they mean or mean what they say and that not everyone will always be there for you and that it's not always about you. So, you learn to stand on your own and to take care of yourself and in the process, a sense of safety & security is born of self-reliance.
You stop judging and pointing fingers and you begin to accept people as they are and to overlook their shortcomings and human frailties and in the process, a sense of peace & contentment is born of forgiveness.
You realize that much of the way you view yourself and the world around you, is a result of all the messages and opinions that have been ingrained into your psyche. You begin to sift through all the junk you've been fed about how you should behave, how you should look and how much you should weigh, what you should wear and where you should shop and what you should drive, how and where you should live and what you should do for a living, who you should marry and what you should expect of a marriage, the importance of having and raising children or what you owe your parents. You learn to open up to new worlds and different points of view. You begin reassessing and redefining who you are and what you really stand for.
You learn the difference between wanting and needing and you begin to discard the doctrines and values you've outgrown, or should never have bought into to begin with and in the process, you learn to go with your instincts.
You learn that it is truly in giving that we receive and that there is power and glory in creating and contributing and you stop maneuvering through life merely as a "consumer" looking for your next fix.
You learn that principles such as honesty and integrity are not the outdated ideals of a by gone era, but the mortar that holds together the foundation upon which you must build a life.
You learn that you don't know everything; it's not your job to save the world and that you can't teach a pig to sing. You learn to distinguish between guilt and responsibility and the importance of setting boundaries and learning to say NO. You learn that the only cross to bear is the one you choose to carry and that martyrs get burned at the stake.
Then you learn about love. Romantic love and familial love. How to love, how much to give in love, when to stop giving and when to walk away. You learn not to project your needs or your feelings onto a relationship. You learn that you will not be more beautiful, more intelligent, more lovable or important because of the man on your arm or the child that bears your name.
You learn to look at relationships as they really are and not as you would have them be. You stop trying to control people, situations and outcomes.
You learn that just as people grow and change, so it is with love; and you learn that you don't have the right to demand love on your terms, just to make you happy.
You learn that alone does not mean lonely. You look in the mirror and come to terms with the fact that you will never be a size 5 or a perfect 10 and you stop trying to compete with the image inside your head and agonizing over how you "stack up."
You also stop working so hard at putting your feelings aside, smoothing things over and ignoring your needs. You learn that feelings of entitlement are perfectly OK and that it is your right, to want things and to ask for the things that you want and that sometimes it is necessary to make demands.
You come to the realization that you deserve to be treated with love, kindness, sensitivity and respect and you won't settle for less. You allow only the hands of a lover who cherishes you, to glorify you with his touch and in the process, you internalize the meaning of self-respect.
And you learn that your body really is your temple. And you begin to care for it and treat it with respect. You begin eating a balanced diet, drinking more water and taking more time to exercise. You learn that fatigue diminishes the spirit and can create doubt and fear. So you take more time to rest. Just as food fuels the body, laughter fuels our soul; so you take more time to laugh and to play.
You learn that for the most part in life, you get what you believe you deserve and that much of life truly is a self-fulfilling prophecy.
You learn that anything worth achieving is worth working for and that wishing for something to happen, is different from working toward making it happen.
More importantly, you learn that in order to achieve success you need direction, discipline and perseverance. You also learn that no one can do it all alone and that it's OK to risk asking for help.
You learn that the only thing you must truly fear is the great robber baron of all time; FEAR itself. You learn to step right into and through your fears, because you know that whatever happens you can handle it and to give in to fear, is to give away the right to live life on your terms.
You learn to fight for your life and not to squander it living under a cloud of impending doom. You learn that life isn't always fair, you don't always get what you think you deserve and that sometimes bad things happen to unsuspecting, good people. On these occasions, you learn not to personalize things. You learn that God isn't punishing you or failing to answer your prayers; it's just life happening.
You learn to deal with evil in its most primal state; the ego. You learn that negative feelings such as anger, envy and resentment must be understood and redirected or they will suffocate the life out of you and poison the universe that surrounds you. You learn to admit when you are wrong and to build bridges instead of walls.
You learn to be thankful and to take comfort in many of the simple things we take for granted; things that millions of people upon the earth can only dream about; a full refrigerator, clean running water, a soft warm bed, a long hot shower. Slowly, you begin to take responsibility for yourself, by yourself and you make yourself a promise to never betray yourself and to never ever settle for less than your heart's desire. You hang a wind chime outside your window so you can listen to the wind, and you make it a point to keep smiling, to keep trusting and to stay open to every wonderful possibility.
Finally, with courage in your heart and with God by your side you take a stand, you take a deep breath and you begin to design the life you want to live as best as you can.
My 17 Day Diet Challenge
I know everyone has been hearing of this amazing new book that promotes a healthy way of losing weight and keeping it off. I have decided to challenge myself to this as well. I am staying accountable and one way is through my blog, so at each cycle I will be sharing my results. I started on Feb 12th and already feel hydrated, more energetic and lighter! Down 5 lbs already:) First cycle is up on Feb 28th, see you back then!!!!!
Monday, February 7, 2011
The Dew Drop
As the sun rose, a dew drop became aware of its surroundings. There it sat on a leaf, catching the sunlight and throwing it back out. Proud of its simple beauty, it was very content. Around it were other dew drops, some on the same leaf and some on other leaves round about. The dew drop was sure that it was the best, the most special dew drop of them all.
Ah, it was good to be a dew drop.
The wind rose and the plant began to shake, tipping the leaf. Terror gripped the dew drop as gravity pulled it towards the edge of the leaf, towards the unknown. Why? Why was this happening? Things were comfortable. Things were safe. Why did they have to change? Why? Why?
The dew drop reached the edge of the leaf. It was terrified, certain that it would be smashed into a thousand pieces below, sure that this was the end. The day had only just begun and the end had come so quickly. It seemed so unfair. It seemed so meaningless. It tried desperately to do whatever it could to cling to the leaf, but it was no use.
Finally, it let go, surrendering to the pull of gravity. Down, down it fell. Below there seemed to be a mirror. A reflection of itself seemed to be coming up to meet the dew drop. Closer and closer they came together until finally...
And then the fear transformed into deep joy as the tiny dew drop merged with the vastness that was the pond. Now the dew drop was no more, but it was not destroyed.
It had become one with the whole.
Ah, it was good to be a dew drop.
The wind rose and the plant began to shake, tipping the leaf. Terror gripped the dew drop as gravity pulled it towards the edge of the leaf, towards the unknown. Why? Why was this happening? Things were comfortable. Things were safe. Why did they have to change? Why? Why?
The dew drop reached the edge of the leaf. It was terrified, certain that it would be smashed into a thousand pieces below, sure that this was the end. The day had only just begun and the end had come so quickly. It seemed so unfair. It seemed so meaningless. It tried desperately to do whatever it could to cling to the leaf, but it was no use.
Finally, it let go, surrendering to the pull of gravity. Down, down it fell. Below there seemed to be a mirror. A reflection of itself seemed to be coming up to meet the dew drop. Closer and closer they came together until finally...
And then the fear transformed into deep joy as the tiny dew drop merged with the vastness that was the pond. Now the dew drop was no more, but it was not destroyed.
It had become one with the whole.
Monday, January 31, 2011
The Triple Filter Test!!!
ANYTIME YOU ARE TEMPTED TO REPEAT SOMETHING JUICY YOU HEARD TO A FRIEND, IT WOULD BE WISE TO REMEMBER THESE WORDS FROM SOCRATES:
The Triple-Filter Test
Author Unknown
In ancient Greece, Socrates was reputed to hold knowledge in high esteem. One day an acquaintance met the great philosopher and said, "Do you know what I just heard about your friend?"
"Hold on a minute," Socrates replied. "Before you talk to me about my friend, it might be good idea to take a moment and filter what you’re going to say. That’s why I call it the triple filter test. The first filter is Truth. Have you made absolutely sure that what you are about to tell me is true?"
"Well, no," the man said, "actually I just heard about it and…"
"All right," said Socrates. "So you don’t really know if it’s true or not. Now, let’s try the second filter, the filter of Goodness. Is what you are about to tell me about my friend something good?"
"Umm, no, on the contrary…"
"So," Socrates continued, "you want to tell me something bad about my friend, but you’re not certain it’s true. You may still pass the test though, because there’s one filter left—the filter of Usefulness. Is what you want to tell me about my friend going to be useful to me?"
"No, not really."
"Well," concluded Socrates, "if what you want to tell me is neither true, nor good, nor even useful, why tell it to me at all?"
The Triple-Filter Test
Author Unknown
In ancient Greece, Socrates was reputed to hold knowledge in high esteem. One day an acquaintance met the great philosopher and said, "Do you know what I just heard about your friend?"
"Hold on a minute," Socrates replied. "Before you talk to me about my friend, it might be good idea to take a moment and filter what you’re going to say. That’s why I call it the triple filter test. The first filter is Truth. Have you made absolutely sure that what you are about to tell me is true?"
"Well, no," the man said, "actually I just heard about it and…"
"All right," said Socrates. "So you don’t really know if it’s true or not. Now, let’s try the second filter, the filter of Goodness. Is what you are about to tell me about my friend something good?"
"Umm, no, on the contrary…"
"So," Socrates continued, "you want to tell me something bad about my friend, but you’re not certain it’s true. You may still pass the test though, because there’s one filter left—the filter of Usefulness. Is what you want to tell me about my friend going to be useful to me?"
"No, not really."
"Well," concluded Socrates, "if what you want to tell me is neither true, nor good, nor even useful, why tell it to me at all?"
Monday, January 17, 2011
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